"Based on our clearly defined catalogue of criteria, we made the buy decision. This was followed by a comprehensive vendor analysis and evaluation. Since we were also looking for a solution to minimise the regulatory burden, the circle of providers was limited. We had to exclude pure software providers. Likewise, custodian banks that only provide simple onboarding etc. Instead, we were looking for a partner with technological and regulatory expertise. We found what we were looking for with investify TECH.
We were convinced that investify offers solutions for smaller and large players alike and continuously adapts them to market and regulatory requirements. Platforms are the future – also in banking. The modularity and white-label capability allows us to tailor the scope of services to the bank's needs."
Success Story - Internationales Bankhaus Bodensee (IBB)
More digitalisation, less regulatory work – How a bank is setting new standards in wealth management
Experiences from IBB's point of view
Regulation and digitalisation do not have to be a burden!

The problem
Our project focused on developing a future-oriented asset management in private banking. Especially as a smaller specialised bank, we have to struggle with the ever increasing regulatory requirements and the associated costs. At the same time, we as a bank, just like our customers, have the highest demands in terms of customer advice and digitalisation. The challenging part of the project was to find a solution that would give us long-term competitive advantages and focus – without costs getting out of hand.

The solution
We deliberately chose investify TECH's technology and regulatory platform. As a licensed company, investify can also take on our mandatory regulatory tasks. We focus entirely on our strengths – an absolute novelty in our industry. Our core competencies of sales and asset management are supported by modern digital customer and advisory processes. Especially as a smaller bank, we can benefit from investify's platform strategy, as continuous (regulatory) innovations do not cause additional costs.
IN RETROSPECT, ONLY "BUY" WAS A REAL OPTION FOR BUILDING A TRULY INNOVATIVE ASSET MANAGEMENT BUSINESS THAT FITS THE TIMES.

Joachim Mei
Member of the Board of Directors at IBB

ONLY WITH THE INVESTIFY TECH PLATFORM DID WE FIND THE RIGHT ANSWERS.

ANDREAS FALGER
Director and Head of Private Banking at IBB
TOGETHER WITH IBB, WE SHOW THAT DIGITALISATION AND PERSONAL CONSULTATION BELONG TOGETHER.
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Dr. Harald Brock
Managing Director at investify S.A.
Discover now:
IBB's smart customer service

At IBB, a completely new level of industrialisation can be achieved without sacrificing individual advice and ongoing support. All sales and settlement processes can be carried out conveniently from home or in the branches.

The advisors can now carry out fully digitalised onboarding and account opening process. The consequence: The bank no longer requires back office capacities.

The advisors are supported by a variety of sales-promoting simulations. The entire advisory meeting is documented automatically. Customer management is carried out via an advisor-centred dashboard. The entire application and documentation (incl. signing of contracts) are paperless if required.

The platform provides complete MiFID-compliant reporting (ex-ante, ex-post and loss threshold report) – here, too, capacities are no longer required for the preparation in the bank.

Thanks to state-of-the-art apps and appealing reports, a completely new experience has been created for customers that is unparalleled in the industry.
Tailor-made and from a single source:
investify TECH offers an integrated system that creates simplicity.
- Integrated high-performance portfolio management system
- Integrated reporting
(costs, quarterly) - Integrated custodian bank connection
- Integrated digital/hybrid end-customer onboarding
- Integrated client, advisor and asset manager portals
- Integrated billing management
BEING A SMALL BUT FINE BANK NEED NO LONGER BE A DISADVANTAGE TODAY - NOT EVEN IN THE CONTEXT OF REGULATION!

Joachim Mei
Member of the Board of Directors at IBB
We now have the regulatory burdens and costs permanently under control!
At investify, the ongoing costs of asset management for software and regulation are based on the size of the bank. This means that the regulatory costs of MiFID, MiFIR, etc. no longer place a disproportionate burden on smaller institutions in terms of asset management and are thus manageable even for a smaller bank. In addition, the use of a proven platform significantly minimises risks.
Significant efficiency gains:
All time-consuming (regulatory) tasks are outsourced to investify.

Monitoring of investment guideline

Monitoring of portfolio structure

Monitoring of loss threshold

Ordering and order control

Payment processes

Reporting (quarterly + costs)

Billing and fee collection

Maintenance and operation

Adaptation to current regulatory requirements
FOR OUR PARTNERS, IT IS CRUCIAL THAT THEY DO NOT INCUR ANY ADDITIONAL COSTS OR PERSONNEL EXPENSES FOR THE INTEGRATION OF REGULATORY CHANGES - THIS IS FULLY COVERED BY INVESTIFY.

ANSGAR WIGGER
Managing Director at investify S.A.

Start your own success story:
You too can set up your asset management in a forward-looking way!
WE KNEW OUR GOAL, INVESTIFY THE TECHNOLOGICAL PATH. THIS WAS THE CORNERSTONE OF OUR FUTURE-PROOF PARTNERSHIP FOR THE BENEFIT OF OUR CUSTOMERS.

ANDREAS FALGER
Director and Head of Private Banking at IBB
The future can come:
The results or efficiency gains that we were able to achieve exceed the expectations of the project team. While many competitors in the market struggle with poor and personnel-intensive IT systems, processes and mountains of paperwork and also unsettle customers, IBB can fully focus on its strengths. IBB's innovative approach to regulation and digitalisation even puts it in a position to benefit from the increasingly close supervision, as it is significantly better positioned than the competition in this area.
The joint roadmap of investify and IBB goes even further: in the coming months, further development steps will be taken to make asset accumulation even more convenient for customers. A bank can only remain truly successful if it has its finger on the pulse.
Information about the bank:
Internationales Bankhaus Bodensee AG is part of the renowned Würth Group (> 70,000 employees, > € 14 billion in sales) and is therefore particularly entrepreneurial.

IBB's target groups:
Private banking,
corporate clients,
commercial real estate clients,
receivables financing sports
> 170 employees
Balance sheet total of IBB:
> € 1.5 billion